Maui’s housing market is broken. Research shows that even high-paying professions like lawyers and engineers struggle to afford market-rate homes here.

Said differently, no amount of individual support can solve this systemic problem. But we can learn from other communities who’ve faced this challenge before — like Aspen, Colorado, which showed us that communities create protected housing for the workforce. Today, after decades of investment, 70% of Aspen’s homes occupied full-time are protected solely for the people who keep Aspen’s businesses, schools, hospitals and workplaces alive.

Together, we can also create a legacy of a lifetime by locking arms and sharing this kuleana to create housing protected for Maui’s people. If we join together, we have the ability to solve this problem once and for all.

Every single dollar raised through Kalua‘ehu will go toward our programs that provide grants to homeowners to help them rebuild and create permanently affordable homes on LCLT land. Thanks to the support of generous funders, LCLT’s day-to-day operating expenses are covered through 2026.

A term agreement will be customized to each unique partnership. Outside of the contractual agreements where partner will select payment timeline of their choosing, we offer our marketing support in any digital or print collateral on a needs basis. Each partner may also choose to opt in/out of being listed as a partner on this web page.

All donors will receive a tax-deductible receipt for tax reporting purposes. We advise you to consult with your tax advisor on any further questions you may have seeing as each business may be structured differently.

Although it’s still under legal review, our weighted lottery system will give preference to: ​

• Lahaina residents displaced by the fire​

• Folks who grew up in Lahaina​

• Native Hawaiian and multi-generational kamaʻāina to Lahaina

LCLT will partner with sellers on buy-back clauses to ensure that families can return to their land once a home is built or children/grandchildren have first right of refusal.

Our Keep Lahaina Home Insurance Gap Program is made possible by a powerful partnership that helps us support families who need financial assistance to rebuild. While LCLT provides funding and stewards long-term protections on homes that are rebuilt, nonprofit mortgage lender Hawai‘i Community Lending (HCL) vets and qualifies all applicants for the program and helps homeowners better understand their financial positions. The Hoʻōla iā Mauiakama Disaster Long Term Recovery Group (Hoʻōla LTRG), meanwhile, works in collaboration with LCLT and HCL to help homeowners navigate the permitting and rebuilding process by coordinating resources, including grant funding, material sourcing and in-kind labor.