Naming LCLT as a beneficiary of your retirement account or making a Qualified Charitable Distribution (QCD) from your IRA can be one of the most tax-efficient ways to support Lahaina’s future.

Many donors choose to give through retirement assets because these gifts can reduce taxes, preserve assets for loved ones and provide meaningful support for affordable homes and ʻāina stewardship.

One option is to name Lahaina Community Land Trust as a beneficiary of your IRA, 401(k), 403(b) or other tax-deferred retirement plans. Meanwhile, a QCD allows individuals aged 70.5 or older to donate up to $105,000 (or $210,000 if married/filing jointly) per year directly from their IRA to a qualified nonprofit like LCLT.

If you are considering a retirement asset gift or a QCD, we invite you to complete this short inquiry form below so our team can assist you or provide language for your financial advisor.